An investment linked plan starts from RM 2,000 per year. It is often packaged with a medical plan.
This is what agents tell you.
What do the agents not tell you?
Most of this RM 2,000 goes to pay agents commission. Some of it goes to pay for the medical plan. Very little of the remainder is invested.
What should you do instead?
Buy a standalone medical plan. Invest the remainder wisely.